💰 Your Money Reality Check Calculator

Do this once. Know your numbers. Then stop obsessing.

Liability insurance (monthly):

License renewal (annual ÷ 12):

CE requirements (annual ÷ 12):

Required memberships:

Subtotal: $0

Office rent OR home office:

Utilities (if separate):

Internet (for telehealth):

Subtotal: $0

EHR/Practice management:

Telehealth platform:

Professional phone:

Encrypted email:

Subtotal: $0

Website hosting & domain:

Psychology Today OR directory:

Subtotal: $0

TOTAL ESSENTIALS: $0/month

Additional marketing:

Supervision/consultation:

Training (annual ÷ 12):

Admin support:

Other growth expenses:

Growth Total: $0

TOTAL MONTHLY OVERHEAD: $0

What's your average session fee?

Minimum Viable Practice:
0 sessions/month to cover essentials
(0 sessions/week)

Current Practice:
0 sessions/month to cover everything
(0 sessions/week)

Remember: Start with essentials. Add growth investments only when they serve your values AND your capacity.